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Terms & Conditions

1. Introduction

Welcome to the BIZZER INSURANCE BROKERS website ("Website"). These Terms and Conditions govern your access to and use of our Website, products and services.

By accessing or using this Website, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions. If you do not agree with these Terms, you should discontinue using this Website immediately.

2. About BIZZER INSURANCE BROKERS

BIZZER INSURANCE BROKERS is an insurance brokerage based in Johannesburg, Gauteng, South Africa, providing insurance products and related advisory services to clients throughout South Africa.

Our services include, but are not limited to:

3. Acceptance of Terms

By using this Website, you agree to:

4. Eligibility

You must be at least 18 years of age or otherwise legally capable of entering into a binding agreement under South African law to apply for insurance products through this Website.

5. Insurance Quotations

Any quotation generated through this Website:

Submission of an online application does not guarantee acceptance of cover.

6. Policy Acceptance

Insurance cover will only commence once:

7. Premium Payments

Policyholders are responsible for ensuring that:

Failure to pay premiums may result in suspension, cancellation, or lapse of the policy in accordance with the policy terms.

8. Claims

Claims must be submitted in accordance with the applicable policy conditions.

BIZZER INSURANCE BROKERS reserves the right to request supporting documentation, including but not limited to:

The submission of a claim does not automatically guarantee payment.

9. User Responsibilities

Users agree not to:

10. Website Availability

Although we strive to maintain uninterrupted access, we do not guarantee that the Website will always be available.

The Website may be temporarily unavailable due to:

11. Intellectual Property

Unless otherwise stated, all content on this Website, including:

Remains the property of BIZZER INSURANCE BROKERS or its licensors and is protected by applicable intellectual property laws.

No content may be reproduced without prior written permission.

12. Privacy

Your personal information is collected and processed in accordance with our Privacy Policy and the Protection of Personal Information Act, 2013 (POPIA).

By using this Website, you consent to such processing.

13. Cookies

This Website uses cookies to improve functionality, analyse website usage, and enhance the user experience.

By continuing to browse this Website, you consent to our use of cookies as described in our Cookie Policy.

14. Third-Party Links

This Website may contain links to external websites.

BIZZER INSURANCE BROKERS is not responsible for:

Accessing third-party websites is entirely at your own risk.

15. Limitation of Liability

To the fullest extent permitted by South African law, BIZZER INSURANCE BROKERS shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from:

Nothing in these Terms excludes liability where such exclusion is prohibited by law.

16. Indemnity

You agree to indemnify and hold harmless BIZZER INSURANCE BROKERS, its directors, employees, representatives, and affiliates from any claims, losses, damages, liabilities, or expenses arising from your breach of these Terms or misuse of the Website.

17. Amendments

BIZZER INSURANCE BROKERS reserves the right to amend these Terms and Conditions at any time without prior notice.

Updated Terms will become effective immediately upon publication on the Website.

Users are encouraged to review these Terms regularly.

18. Governing Law

These Terms and Conditions shall be governed by and interpreted in accordance with the laws of the Republic of South Africa.

Any disputes arising from these Terms shall be subject to the jurisdiction of the South African courts.

19. Entire Agreement

These Terms and Conditions constitute the entire agreement governing your use of this Website and supersede any previous understandings relating to the Website and its services.

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